We take care of everything, absolutely everything.
Fidely centralizes 4 financial expertise areas to maximize your assets, without juggling multiple contacts.
OUR SERVICES
9 key moments to optimize your assets
Fidely brings together 4 areas of expertise in a single personalized support service for your assets.
Chômage
Vérifiez que vos avoirs LPP ont bien été transférés. Profitez-en pour optimiser votre 3e pilier.
Changement d'employeur
Assurez-vous du transfert. C'est aussi le moment de rechercher d'anciens comptes.
Divorce
Sharing LPP assets is mandatory. Get a full overview.
Congé sabbatique
Période idéale pour faire le point et lancer une recherche complète de comptes oubliés.
Leaving Switzerland
Départ définitif ? Récupérez l'intégralité de vos avoirs LPP. Nous gérons tout.
Seeking equity capital
For a property purchase or business creation, use your LPP assets.
Planification retraite
À partir de 55 ans, consolidez tous vos avoirs et optimisez votre stratégie de retrait.
Succession planning
Identifiez tous vos avoirs pour anticiper la transmission de votre patrimoine.
Aide administrative
Déléguez toutes vos démarches administratives financières à nos experts. On s'occupe de tout.
Comprehensive support, at every stage of your life
Fidely brings together 4 areas of expertise in a single personalized support service for your assets.
CHF 12,800
Average amount recovered per customer
73% of our clients find at least one forgotten LPP asset.
The search is 100% free, without obligation, and only takes 2 minutes.
Over 1,500 pension funds searched
48 hours for the first result
0 CHF fee, always free
110,000+ clients assisted
Why is your money lost?
Each time you change employers in Switzerland, your LPP (2nd pillar) pension is transferred to a vested benefits account. The problem? There are over 1,500 different institutions.
The result: thousands of Swiss people have money lying dormant without knowing it. What about you?
How does the search work?
Our team conducts a comprehensive search across all Swiss pension funds. We identify all your vested benefits accounts, even those opened years ago, and help you recover or consolidate them to optimize your investments.
You recover your assets with zero effort!
Comprehensive support, at every stage of your life
Save up to CHF 5,000 per year in taxes legally, without changing anything about your life!
We calculate your free savings potential and implement the optimal strategy for you.
Your savings potential
The Swiss pension system offers considerable tax advantages, but it's essential to be aware of them and know how to use them. Each year, you can legally reduce your tax bill by contributing to a Pillar 3a account. The amount you save depends on your income and marginal tax rate.
How does it work?
Every franc paid into your Pillar 3a is deducted from your taxable income. If you earn CHF 100,000 and pay in CHF 7,056, you are taxed on CHF 92,944, not CHF 100,000. With a marginal tax rate of 30%, you save approximately CHF 2,100 immediately.
In concrete terms, this represents a direct tax saving of CHF 2,000 to CHF 5,000 per year, depending on your tax rate. Over a 30-year career, this amounts to between CHF 60,000 and CHF 150,000 in savings.
CHF 7K
Average deduction 2024
For employees affiliated with a pension fund. Self-employed individuals can deduct up to CHF 35,280 (20% of net income).
85%
They do not optimize their taxes
The majority of Swiss people do not take advantage of the 3rd pillar B and leave thousands of francs on the table every year.
Insurance
Stop paying too much for your insurance
Swiss households pay an average of CHF 7,500 per year in insurance premiums and 62% have never compared their contracts.
The Swiss insurance market is complex: +50 insurers, hundreds of formulas, premiums that vary from one to two times the price for identical coverage.
The result? Most Swiss people pay too much, either because they are over-insured (double coverage), or because they have never taken the time to compare.
Fidely audits all your contracts (health insurance, liability insurance, household insurance, life insurance, vehicle insurance, etc.), identifies duplicates and gaps, and finds you the best offers on the market. On average, our clients save CHF 1,800 per year, or more than CHF 50,000 over 30 years.
100%
Deductions identified
Average result observed among our clients
accompanied by Fidely in Switzerland.
Optimized bonuses
We compare 50+ insurers to guarantee you the best rate. Save CHF 1,800/year.
Streamlined coverage
We eliminate duplicates and keep only what is necessary.
Full protection
We identify and fill all gaps for optimal coverage.
Automatic comparison
We do the work in 48 hours, everything is automated and free for you.
Administrative management 0
We cancel the old one, we activate the new one, you don't have to do anything.
Comprehensive support, at every stage of your life
Fidely brings together 4 areas of expertise in a single personalized support service for your assets.
Simplified tax return
We complete your tax return, optimize all possible deductions (3rd pillar, professional expenses, LPP buybacks, etc.), and submit it directly to the tax authorities. You receive a complete copy for your records.
On average, our clients recover CHF 800 in deductions not claimed in previous years.
Change of employer managed
New job? We'll take care of everything: transferring your pension plan to a vested benefits account, comparing and changing health insurance providers if necessary, and updating your HR documents. The entire transition is managed from start to finish without you having to lift a finger.
Changing employers generates an average of 6 hours of paperwork.
Automated LAMal changes
Every year in October-November, it's time to compare LAMal premiums. We analyze your situation, find you the best offer on the market (deductible, plan, insurer), cancel your old insurance, and activate the new one. You receive a confirmation, and that's it.
Health insurance premiums can vary by up to 30% for the same coverage. We make sure you pay the minimum.
Administrative correspondence processed
Have you received a letter from the tax authorities, your pension fund, or your insurance company? Send it to us by email or via the Fidely app. Our team will analyze the document, explain its contents, and process the request if necessary (response, supporting documents, payment, etc.).
Don't let your administrative mail pile up any longer, we respond within 48 hours and we handle the complete follow-up.
Cantonal subsidies
You are entitled to state aid to pay your health insurance premiums or rent, but no one tells you automatically. Your situation is analyzed (income, canton, household composition), your eligibility is verified, and the application is submitted on your behalf.
Health insurance subsidies can reach CHF 348/month in Geneva, amounting to over CHF 4,000/year in savings. We make sure you have everything you need.
Your trusted partner for pension planning and tax optimization in Switzerland.
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+41 22 123 45 67
Geneva, Switzerland
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